How It Works
From statement to strategy
in three steps.
Upload or Record
Drop your M-PESA statement, bank PDF, or tap in a transaction manually. AI reads your statement in seconds — extracting every shilling sent, received, and charged.
MPESA_Statement_Jan2026.pdf
Uploading...
See the Full Picture
Your dashboard shows net worth, spending patterns, investment performance, and debt health — all in one view. No more mental maths. No more guessing where the money went.
Net Worth
KES 0
Grow With Guidance
WealthTrack's AI analyses your income, expenses, assets, and debts — then gives you three specific actions to grow your net worth. Not generic tips. Actions with your actual numbers.
PRIORITY
Clear your credit card first
42% APR costs you KES 1,400/month. Payoff in 6 months: KES 8K/mo.
GROWTH
Move M-Shwari to a Money Market Fund
Earn 10.8% vs 6.5%. Extra KES 3,200/year on KES 75K idle cash.
GOAL
Emergency fund is 40% complete
KES 2,000/week gets you to 3 months expenses in 8 months.
Where does your money go?
The average Kenyan professional spends their income like this. Adjust the sliders to compare your pattern.
WealthTrack average user
Your pattern
Your spending pattern is close to average. WealthTrack can find the hidden leaks in your actual transactions.
Get your real breakdown →Everything you need
Built for how you
actually manage money.
M-PESA & Bank Statement Import
Drop your Safaricom PDF or bank statement. AI extracts every transaction, suggests categories, and learns your patterns over time.
MPESA_Statement.pdf
Net Worth
KES 0
Multi-Currency
KES, USD, GBP, EUR — see your wealth in any currency. Live rates.
KES
KES 2,610,000
5-Year Wealth Projection
Three scenarios: conservative, current path, accelerated. See where you're headed.
Smart Budget — 50/30/20
Automatically maps your spending. See exactly where you're on track.
AI Financial Advisor
Not generic tips. Your actual income, spending, investments, and debts — then the three most impactful actions you can take right now.
PRIORITY
Your credit card at 42% APR costs you KES 1,400/month in interest. Clear it in 6 months by paying KES 8K instead of the minimum.
Loan Tracker
HELB, Fuliza, mortgage. Total interest revealed.
HELB — 76% paid off
Asset Appreciation
Your car depreciates. Your land appreciates. See it in real-time.
Security
Your money data.
Your rules.
WealthTrack is built on a zero-trust security model. Here's exactly how we protect you.
Bank-Grade Encryption
AES-256 at rest. TLS 1.3 in transit. Your data is encrypted before it leaves your device.
Your Data, Your Account
Row-level security means even our engineers can't see your financial data. Every query is scoped to your account only.
We Never Sell Your Data
No ads. No data brokers. No third-party sharing. Your financial data exists to serve you — nobody else.
Delete Everything, Anytime
One button. All your data permanently deleted. No retention. No archives.
Kenya DPA Compliant
Built to meet the Kenya Data Protection Act (2019) and GDPR standards. Your rights are our constraints.
AI Privacy
When AI analyses your finances, it receives aggregated summaries — never individual transaction details.